Well, I found the issue but not sure why it caused this. In step 5 under the HTML tab (to appear above the page) I wrote some HTML for a menu and also have a javascript for an "insite" search. There was also some HTML for a line of text. When I took out the HTML for the text the gallery generated normally.
But this brings up a question for me. I was under the impression that any HTML code would be independent of settings in the theme editor. So I'm curious as to why setting a paragraph <p> and font size <font size="1"> would make the gallery title size change?
The basic text HTML I used was something like this
<p><font size="1"><b> TEXT</b></font></p>
Only the gallery title appeared to be affected. But I'm stumped as to why it was.